What we do

What we do

C-Risk is an independent risk management consultant and advisor to construction project owners


C-Risk provides risk management advisory, consulting, and risk management outsourcing. We can provide clients with services that include everything from comprehensive risk management reviews of a client’s project or business operations, to the design and implementing of insurance and risk management program structures. We also offer interim risk management services on an as-needed basis under a retainer arrangement to augment a client’s risk management function.


C-Risk does not sell insurance and is not an insurance agent or broker. C-Risk is an independent risk management consulting company. Its independence allows it to provide objective advisory and risk management consulting services without conflict. C-Risk specializes in the formation and implementation of construction wrap-up insurance program structures; OCIP and CCIP.


C-Risk views risk management as a process that follows a systematic methodology. We work collaboratively with clients to identify and quantify risks to develop a client-specific risk profile.


A key factor in this process is assessing a client’s risk appetite. Is a client a risk-taker or are they risk-adverse? C-Risk obtains this fundamental information during an initial consultation with a client, reviews a client’s operations, their historical loss experience, and the pros and cons of their current insurance and risk management program. Another consideration is whether a client prefers to execute their projects using direct risk-transfer through contractor-provided insurance, owner-furnished insurance, or through the use of project-specific insurance, e.g., wrap-ups.


The C-Risk business model is based on providing clients with risk management strategies to help them address the challenges of an ever-changing world of balancing risks and liabilities. We will work directly with a client to fully understand what risks are keeping them up at night and apply our construction industry knowledge and practical construction project experience to creatively and effectively formulate an insurance and risk management program solution. We help clients make better-informed decisions for their risk transfer, risk retention, and risk financing options. More importantly, C-Risk helps clients realign their focus to integrate their short-term project management goals with their long-term strategic risk management requirements.


C-Risk will collaborate with other consultants to provide clients with tailored risk management strategies and solutions. We have established a collaborative network of independent consultants and we partner on certain consulting projects if required to provide clients with the expertise of financial or legal professionals to address a client’s unique or specific project requirements. This provides clients with the quality and responsiveness they can expect from a consulting company. Through the promotion and building of collaborative relationships and strategic partnerships with other consultants and experts in their associated fields, C-Risk can better serve our clients, and still provide unbiased construction insurance and risk management advisory and consulting services in order to protect a client’s assets, mitigate losses, and reduce their total cost of risk.